2000-2001 Catalog |
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Financial Aid | ||
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Florida
Community College at Jacksonville offers many types of financial assistance
to students who would otherwise be unable to further their education without
such support. Depending on the type of aid, eligibility is based on one
or more of the following criteria: financial need of the individual (in
the case of dependent students family need is used), educational costs,
academic achievement, availability of funds, disability and/or special talent.
Inquiries regarding financial aid should be directed to the Enrollment Services
Department on your home campus. Your home campus is your point of contact
for academic advising, financial aid advising and disbursement of checks.
Please check with the Records Department on campus to verify you have the
correct campus indicator on file. Student Rights and Responsibilities You have the right to be . . .
The Free Application for Federal Student Aid (FAFSA) is used to determine eligibility for federal financial aid and is also required for students interested in other types of aid, including scholarships. Students should apply early, preferably before March 15 each year. The application is available at local high schools, campus Enrollment Services F.A.O. office or on the Web at www.fafsa.ed.gov. The application is to be completed by the student and the students family and mailed to the address on the application or transmitted via the web. It is strongly recommended that students apply online to reduce errors and expedite processing of the financial aid application. Once the application is processed, the results of the federal analysis are sent to the schools listed on the application. The student will receive a Student Aid Report (SAR). Students will also be required to bring additional documents to their home campus Enrollment Services F.A.O. office. Financial aid is not automatically renewed each year. To continue receiving financial aid, students must reapply each year. As financial circumstances change from year to year, the award amount may change each year. Financial aid is awarded for the academic year and credited toward fees each semester. Types of Financial Aid The Pell Grant and Federal Supplemental Educational Opportunity Grant (FSEOG) are two of the largest federally funded grants and are based on financial need. The state of Florida administers the Florida Bright Futures Scholarship program. Students are selected and notified of eligibility by the Florida Department of Educations Bureau of Student Financial Assistance. Florida Student Assistance Grant (FSAG) is a need-based grant awarded by the Florida Department of Education to full-time students. Federal Subsidized and Unsubsidized Stafford Loans are low interest loans provided by an approved lender. The subsidized Stafford loan is awarded based on need. Interest is paid by the government while you are enrolled in school at least half-time. The unsubsidized Stafford loan is available to students regardless of financial need but the interest must be paid while the student is in school or it is capitalized (added to the principal). Loans must be repaid and include interest. Repayment usually begins shortly after a student graduates, leaves school or drops to less than half-time attendance. The Federal Work-Study program is a part-time employment program that provides students with work experience and an opportunity to earn money to help with educational expenses. To receive a work-study award a student must be eligible for financial aid. Talent Grants pay tuition, fees and a book stipend for students who demonstrate outstanding talent or ability in a specific area. Scholarships and grants provide funds that do not have to be repaid. Scholarships are awarded based on academic achievement, financial need and/or other criteria. All scholarship applicants must submit a FASFA each year they wish to apply for a scholarship. Contact your Enrollment Services F.A.O. office to obtain more information on specific scholarships and grants that may be available. Qualifying for Aid To be eligible for federal, state and institutional aid students must meet the following criteria:
Students are only allowed to attempt a limited number of hours under federal financial aid guidelines. All students receiving Title IV financial aid funds must meet Satisfactory Academic Progress (SAP) in order to receive Title IV funds. Academic history is reviewed for all students applying for financial aid, regardless of whether financial aid has been previously received. All students receiving aid must successfully complete a minimum of 67% of cumulative credit hours attempted in order to continue receiving Title IV financial aid funds. Failure to meet these standards may impact the students eligibility for financial aid and ability to register. Please contact the financial aid office on your campus for further information. 150% Rule Students receiving financial aid will have their aid terminated upon reaching 150% of the number of credits needed to complete their degree or certificate program. This regulation is effective for all students, even those, that have not previously received financial aid. For example, a student working toward an A.A. degree needs 60 hours to graduate. Once that student completes 90 hours he/she is no longer eligible for financial aid. (60 hrs x 150% = 90 hrs) Under extenuating circumstances the 150% rule may be appealed. The 150% rule applies to all classes attempted by the student, including vocational and transfer hours. Students must make other arrangements to pay their tuition and fees if their financial aid is terminated and they do not appeal or their appeal is denied. Appeals If a students financial aid has been terminated, he/she may appeal the decision based on extenuating circumstances such as medical conditions, death in the family, etc. Students must submit proof of the mitigating circumstances with their appeal through the Dean of Student Success at their home campus. Verification Each year a certain percentage of financial aid applicants are randomly selected for verification as required by the Department of Education. If selected for verification, the student must provide additional information (e.g.: federal income tax return) before financial aid can be awarded. Repayment Effective fall term, 2000, students who receive Title IV federal student aid and withdraws from all classes during the first 60% of the academic term will be subject to repayment terms as outlined by the Department of Education. If disbursement has already been made to the student, it is the students responsibility to repay all funds due. Federal regulations require a formula be used based on number of calendar days in the term and the number of days attended by the student before withdrawal to determine how much financial aid was "earned" by the student. The difference between aid disbursed and aid earned will be used to calculate how much the student must repay. Information on the new refund policy is available at each campus Enrollment Services F.A.O. office. Disclaimer The above list is to provide you with general financial aid information only. It is accurate as of the date this catalog was printed, but is not meant to be a complete list of all financial aid regulations. If financial aid standards of academic progress are changed, the new requirements will supersede those listed in this catalog. Florida Community College at Jacksonville reserves the right to cancel or amend financial aid awards based on a change in funding or other reasons specified by federal and state regulations. Veterans Affairs Veterans benefits are a form of student aid awarded to eligible individuals based on their military service. There are currently five programs provided under Title 38 of the United States Code which authorizes payment of educational benefits to eligible individuals.
The Colleges veterans affairs office will audit all courses for enrolled students who are eligible to receive benefits. There are restrictions as to the programs and courses for which students will be certified.
Veterans in vocational programs are allowed two days of unexcused absences per class per calendar month. Excused absences are those occurring for the reasons cited hereafter and officially accepted by the director of student aid.
Deferment and Short-Term Loans Short-term loans are available to students with documented need and ability to repay. Students must have no other source of funds with which to meet temporary costs of education. One deferment of tuition charges per year is available for veteran students who qualify. The VA deferment and short-term loan due date is determined as follows.
Special Programs Offering Financial Aid InVEST Program The InVEST program is a cooperative effort by FCCJ, the health and business communities, and other agencies to recruit individuals 18 years of age or older into non-credit vocational training programs. The program is designed to provide support and encouragement for adults who are educationally or economically disadvantaged. Assistance and services that the program offers include: tuition, transportation and other financial assistance; career advising; assistance with registration for vocational classes; TABE testing and vocational assessment; services to students with disabilities; and financial aid advising. Program availability is subject to continued funding through the Carl Perkins Vocational and Applied Technology Act of 1998. For more information call 633-8189 or 633-8398 at Downtown Campus. Tax Credits The federal governments Taxpayers Relief Act of 1997 (TRA 97) provides new tax benefits to help families meet the cost of postsecondary education. The TRA 97 contains the Hope Scholarship Tax Credit for students in the first two years of postsecondary (college and vocational) education and the Lifetime Learning Tax Credit for other students. Because each persons tax situation is unique, students interested in these tax credits should consult their tax advisor to determine eligibility. More information can also be obtained by calling the IRS at (800) 829-1040 and asking for IRS publication 970 or logging on to the IRS Web site at www.irs.ustreas.gov or U.S. Department of Education Web site at www.ifap.ed.gov. Admissions | Catalog Contents |